Welcome to my homepage!
- My research examines how emerging technologies shape individual behavior and social welfare.
- Research topics I have worked on: Fintech (including AI, blockchain, cryptocurrencies, digital payments, and crowdfunding), equality and inclusion, and crime deterrence.
- Google Scholar Monash Website
Employment
- Senior Lecturer, Department of Banking and Finance, Monash University, 2023-
- Assistant Professor, Xiamen University, 2021-2023
Education
- Ph.D. in Economics, Monash University, 2017-2020
- Advisors: Andreas Leibbrandt, Lata Gangadharan, Matthew Leister
- Visiting Ph.D. student, University of Chicago, 2019
- Advisor: John List
- Bachelor of Econometrics (Honors class I), University of Queensland, 2015
- Bachelor of Economics, University of Queensland, 2012-2014
- Bachelor of Finance, Shandong University, 2010-2014
Working papers
- Does Fintech Adoption Lead to Skill Erosion?, joint with Fangyu Zhao, Jialiang Zhu. R&R
- Algorithmic Advice in Markets with Complex Goods, joint with Kenan Kalayci, Ruize Sun.
- Blockchain-Mediated Information Sharing, joint with Lata Gangadharan, Evgeny Lyandres, Ruize Sun.
- Noisy Truth Beats Precise Lies, joint with Evgeny Lyandres, Ruize Sun.
- I Will Pay Later, joint with Difang Huang, Ruize Sun, Xueting Wang.
Publications
- Gender differences in reactions to loan collection mechanisms: A large-scale natural field experiment, joint with Difang Huang. Journal of Financial Intermediation, 2026.
- Can Artificial Intelligence Improve Gender Equality? Evidence from a Natural Experiment, joint with Difang Huang, Chen Lin. Management Science, 2026.
- Risk preference elicitation in finance: Survey vs. experiment, joint with Fadong Chen, Jiatong Han. Journal of Behavioral and Experimental Economics, 2026.
- Gender wage gaps in Chinese corporate hierarchies: low at the top, higher at the bottom, joint with Conggang Li, Dongxu Li. Australian Journal of Management, 2025.
- Deterrance in Networks, joint with Lata Gangadharan, C. Matthew Leister. Games and Economic Behavior, 2025, 150: 501-517.
- Effects of lockdowns in shaping socioeconomic behaviors, joint with Jingcun Cao, Lata Gangadharan, Difang Huang, Chen Lin. Proceedings of the National Academy of Sciences (PNAS), 2024, 121(43).
- Tournaments with safeguards: A blessing or a curse for women?, joint with Andreas Leibbrandt. Journal of Economic Behavior & Organization, 2024, 221: 292-306.
- Gender-specific favoritism in science, joint with Difang Huang. Journal of Economic Behavior & Organization, 2024, 221: 94-109.
- Reform scientific elections to improve gender equality, joint with Difang Huang. Nature Human Behaviour, 2022.
- Shadow Banking in a Crisis: Evidence from FinTech During COVID-19, joint with Difang Huang. Journal of Financial and Quantitative Analysis, 2021, 56(7): 2320–2355.
- Do regulations work? A comprehensive analysis of price limits and trading restrictions in experimental asset markets with deterministic and stochastic fundamental values, joint with Kenan Kalaycı, Andreas Leibbrandt, Carlos Oyarzun. Journal of Economic Behavior & Organization, 2020, 178: 59-84.
- [SSRN]
Student supervision
- [2030 (expected)], Zili Dong, PhD, field: TBD
- [2028 (expected)], Ruize Sun, PhD, field: theory and fintech
- [2025] Ziquan Zheng, MCom, field: behavioural and household finance, placement: Aalto PhD in Finance
Media interviews
Personal
- I like classical music. I am a pianist and flutist. My favorite composers are Beethoven, Chopin, and Mozart.
- I like outdoor activities.